Why is U.S. health insurance so expensive? : NPR
Sure, insurance companies are part of the reason your premium went up this year — but so are hospitals and doctors.
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Sure, insurance companies are part of the reason your premium went up this year — but so are hospitals and doctors.
December 4, 2025 @ 1:21 pm
very childish oversimplification…. first of all obamacare demanded total coverage- one couldnt pick and choose as previously…and the Ins comps HAD to insure everything so costs were spread across all policies- thats how it works. we have the standard and high options which really arent that different…. in the past I could get coverage for pre-existing conditions but usually there was a one yr non-applicable period before you could invoke it… while some couldnt get any coverage at all- it was based on price not lack of coverage its self. they rushed it thru without ironing out the fine details and cobbled together a dozen different bills to create- failure. Shouldve just made medicare/medicaid universal… sure we’d pay more taxes but it was standardized.